Macro Tailwinds Interest-Rate Cycle After peaking last year, RBI held repo rates steady for three meetings, signalling a neutral stance. Locking in now protects you from future hikes. Rental Yield vs EMI In metros like Bengaluru and Pune, rental yields have risen to ~4 %, narrowing the gap with mortgage rates. Break-even between renting and […]
Introduction Buying your first home is equal parts excitement and anxiety. From down-payment maths to paperwork, here’s a step-by-step roadmap to turn the key with confidence. Step 1: Budget & Credit Health Use the 28/36 rule—limit EMI to 28 % of gross income and total debt to 36 %. Check your CIBIL score; 750 + […]
Introduction Population growth, metro-line expansions, and new industrial corridors are reshaping urban landscapes. Investors chasing yield must look beyond traditional city cores. Here are four hot segments worth exploring in 2025. 1. Transit-Oriented Developments (TODs) Properties within 500 metres of new metro stations appreciate 15–20 % faster. Commercial ground floors and co-living spaces on upper […]