Introduction Buying your first home is equal parts excitement and anxiety. From down-payment maths to paperwork, here’s a step-by-step roadmap to turn the key with confidence. Step 1: Budget & Credit Health Use the 28/36 rule—limit EMI to 28 % of gross income and total debt to 36 %. Check your CIBIL score; 750 + […]
Introduction Population growth, metro-line expansions, and new industrial corridors are reshaping urban landscapes. Investors chasing yield must look beyond traditional city cores. Here are four hot segments worth exploring in 2025. 1. Transit-Oriented Developments (TODs) Properties within 500 metres of new metro stations appreciate 15–20 % faster. Commercial ground floors and co-living spaces on upper […]
Introduction Freelance platforms teem with talent, yet many firms discover hidden pitfalls in piecemeal outsourcing. A local, full-service IT partner offers a safety net freelancers can’t match. Shared Time Zone & Cultural Context When emergencies strike, waiting eight hours for a freelancer’s reply can be crippling. Local partners attend onsite meetings, understand regional compliance, and […]
Introduction Last year, 43 % of cyber-attacks targeted small businesses, yet only 14 % were prepared to defend themselves.² Attackers see SMEs as low-hanging fruit. Here’s a pragmatic blueprint to harden your defences without enterprise-grade budgets. 1. Build a Human Firewall Over 80 % of breaches stem from social engineering or credential theft. Monthly phishing […]